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City building permits

City of Loveland (Hamilton County Portion)

How to apply for a building permit in City of Loveland (Hamilton County Portion), Ohio. Permit authority, application steps, fees, and inspection requirements.

Last verified
April 2026
On this page 6
§ 01

Permit authority

City of Loveland Building and Zoning Department

Street address
City Hall, 120 W. Loveland Avenue, Loveland, OH 45140
Coverage
The City of Loveland straddles Hamilton and Clermont counties. This entry covers only the Hamilton County portion of the city; confirm county jurisdiction for a specific parcel using the county auditor GIS. The city operates an independent building department. Electrical permits and inspections are contracted to Inspection Bureau, Inc. Plumbing permits and inspections are contracted to Hamilton County Public Health.
Online portal
Accela Citizen Access
Accela
Additional resources
§ 02

When a permit is required

Permit triggers and exempt work for Loveland (Hamilton County Portion)

New residential and commercial construction; structural additions; mechanical work; water tap installations; right-of-way work; special flood hazard development; decks, sheds, and fences (all require permits). Zoning certificates required for erection or installation of all fences and walls.

Required documents
  • Completed permit application
  • 2 sets of plans for commercial (plus 1 set for fire department)
  • 2 sets of printed plans for residential additions and new builds
  • Documents per project type
Building code
Ohio Building Code (commercial); Residential Code of Ohio (residential); International Property Maintenance Code; International Pool and Spa Code; Loveland Code of Ordinances.
Contractor requirements
State OCILB licenses required for electrical, plumbing, and HVAC trades. Electrical permits and inspections through Inspection Bureau, Inc. Plumbing permits and inspections through Hamilton County Public Health. No Loveland-specific general contractor registration requirement identified.

Source: City of Loveland Building and Zoning Department ↗

§ 03

Application process

Application → plan check → issuance → inspection → final

  1. 01
    Confirm project type (residential or commercial) and identify applicable codes and permit types.
  2. 02
    For online submission, create an Accela account and submit the application digitally; for in-person, complete the permit application form from https://lovelandoh.gov/149/Permits-Applications.
  3. 03
    For commercial projects, deliver 2 sets of plans to the Building Department and 1 set to Loveland-Symmes Fire Department.
  4. 04
    For residential additions and new builds, submit 2 sets of printed plans.
  5. 05
    Staff reviews for code compliance; corrections may be requested.
  6. 06
    Pay fees after review is complete (online or in-person); 2026 fee schedule available on the permits page.
  7. 07
    Receive building permit.
  8. 08
    Obtain separate electrical permit from Inspection Bureau, Inc. and plumbing permit from Hamilton County Public Health before starting those trades.
  9. 09
    Schedule required inspections; obtain Certificate of Occupancy upon completion.

Source: City of Loveland Building and Zoning Department ↗

§ 04

Fee schedule

Effective 2026

Fee type
Amount
01
Plan check fee
Hourly rate of $55.00 for examination of residential and commercial plans (2025 schedule); technology fee of 10% also applied to plan check fee.
02
Permit fee formula
Area-based formula: Permit Fee = Gross Area x $139.90 x Construction Type factor x Multiplier x 1.25 (2025 schedule); technology fee added at 10% of the building permit fee plus 10% of the plan check fee.

Online payment available through Accela or in-person after review is complete.

Fees change periodically. Confirm at the official fee schedule ↗ (effective 2026) before budgeting.

§ 05

Required inspections

Scheduling and sequence

How to schedule
  • Building Department (phone)
  • Electrical: Inspection Bureau, Inc. (phone)
  • Plumbing: Hamilton County Public Health (phone)
Inspection hours
Monday through Friday 8:00 AM to 4:30 PM

Typical sequence: Per code requirements for the permit type; contact department for project-specific sequence.

Source: City of Loveland Building and Zoning Department ↗

§ 06

Frequently asked

Common questions about Loveland (Hamilton County Portion) permits

01 Do I need a building permit in Loveland (Hamilton County Portion), OH?
New residential and commercial construction; structural additions; mechanical work; water tap installations; right-of-way work; special flood hazard development; decks, sheds, and fences (all require permits). Zoning certificates required for erection or installation of all fences and walls.
02 How much does a building permit cost in Loveland (Hamilton County Portion), OH?
Building permit fees in Loveland (Hamilton County Portion), OH are set by the local building department and vary by project type and valuation. Fees are calculated as: Area-based formula: Permit Fee = Gross Area x $139.90 x Construction Type factor x Multiplier x 1.25 (2025 schedule); technology fee added at 10% of the building permit fee plus 10% of the plan check fee.. Plan check fee: Hourly rate of $55.00 for examination of residential and commercial plans (2025 schedule); technology fee of 10% also applied to plan check fee..
03 How do I apply for a building permit in Loveland (Hamilton County Portion), OH?
To apply for a building permit in Loveland (Hamilton County Portion), OH, follow these steps: 1. Confirm project type (residential or commercial) and identify applicable codes and permit types. 2. For online submission, create an Accela account and submit the application digitally; for in-person, complete the permit application form from https://lovelandoh.gov/149/Permits-Applications. 3. For commercial projects, deliver 2 sets of plans to the Building Department and 1 set to Loveland-Symmes Fire Department. 4. For residential additions and new builds, submit 2 sets of printed plans. 5. Staff reviews for code compliance; corrections may be requested. 6. Pay fees after review is complete (online or in-person); 2026 fee schedule available on the permits page. 7. Receive building permit. 8. Obtain separate electrical permit from Inspection Bureau, Inc. and plumbing permit from Hamilton County Public Health before starting those trades. 9. Schedule required inspections; obtain Certificate of Occupancy upon completion.
04 How do I schedule a building inspection in Loveland (Hamilton County Portion), OH?
Once your permit is issued and work reaches an inspection milestone, you can schedule a building inspection in Loveland (Hamilton County Portion), OH via: Building Department, Electrical: Inspection Bureau, Inc., Plumbing: Hamilton County Public Health.
last verified April 2026 source City of Loveland Building and Zoning Department ↗ entry id permits/ohio/hamilton/loveland

Educational reference. Permit rules and fees change — confirm current requirements directly with City of Loveland Building and Zoning Department before applying. Jaspector is not legal advice.