Free Template

Nebraska Homeowner-Contractor Agreement

A plain-language contract template built around Nebraska contractor law — NDOL registration, consumer protections, mechanics' lien protections, and the 3-day right to cancel.

Nebraska Neb. Rev. Stat. §48-2301 v1.0 — March 2026

Instructions — not part of the agreement

How to Use This Template

This template was built by jaspector.com to help Nebraska homeowners protect themselves when hiring a contractor. It covers the key provisions relevant to Nebraska law, including NDOL registration, consumer protections, cancellation rights, and mechanics' lien protections.

Before You Start

  1. Verify the contractor's registration. Confirm NDOL registration at dol.nebraska.gov. See our Nebraska license lookup guide for step-by-step help.
  2. Download and print this document. Fill in all blank fields — do not leave any section empty.
  3. Review each Nebraska callout. These notes highlight state-specific legal protections. Read them carefully — they explain your rights as a homeowner.
  4. Both parties sign. You and the contractor each get a signed copy before any work starts.
  5. Consult an attorney. This template is a starting point. For large projects or complex scopes, have a Nebraska-licensed attorney review the agreement.

Field-by-Field Guide

  • Section 1 (Parties): Fill in legal names exactly as they appear on official documents. Include the contractor's NDOL registration number.
  • Section 2 (Scope): Be as specific as possible. "Kitchen remodel" is not enough — list materials, dimensions, finishes, and what is excluded.
  • Section 3 (Payment): Nebraska has no statutory deposit cap. Limit the down payment to no more than 1/3 of the contract price. Tie every payment to a completed milestone, not a calendar date.
  • Section 4 (Timeline): Get start and completion dates in writing. Fill in the delay penalties — these protect you if the contractor falls behind.
  • Section 7 (Warranties): Fill in the warranty period. One year is common; negotiate for more on major work.
  • Section 14 (Exhibits): Attach all plans, specs, and the contractor's DLI registration printout. Check each box for what you are including.

About Jaspector

Jaspector is an AI-powered property advisory service that helps homeowners navigate construction projects, verify contractors, and resolve disputes. If a dispute arises during your project, we can help you document the issue and build a resolution strategy.

Learn more at jaspector.com — or email hi@jaspector.com to get started.

The instructions above are provided by jaspector.com as an educational resource. They are not part of the agreement, do not constitute legal advice, and do not create an attorney-client or endorsement relationship.

Before You Begin: This template helps you understand what a strong Nebraska contractor agreement looks like. It is an educational starting point provided by jaspector.com — not a finished contract, and not legal advice. Nebraska requires contractors performing work valued at $5,000 or more to register with the Department of Labor. Local jurisdictions may impose additional requirements. Have this document reviewed by a Nebraska-licensed attorney before use. Use of this template does not create an attorney-client relationship, and jaspector.com assumes no liability for any outcomes arising from its use.
1.

Parties

Homeowner (Property Owner)

Name(s)
Property Address
Mailing Address
Phone
Email

Contractor

Business Name
NDOL Registration #
Business Contact
Business Address
Phone
Email
Workers' Comp Policy #
General Liability Policy #
Nebraska Requirement: Contractors performing construction work valued at $5,000 or more must register with the Nebraska Department of Labor (NDOL) under Neb. Rev. Stat. §48-2303. Verify the contractor's registration at dol.nebraska.gov before signing. Confirm the registration is active and the entity name matches the contract. For electrical, plumbing, or HVAC work, verify trade licenses separately.
2.

Scope of Work

2.1 Project Description

Describe the work in specific, measurable detail. Include materials, methods, dimensions, and reference any plans, drawings, or specifications attached as exhibits.

2.2 Work NOT Included

Explicitly list work excluded from this contract to prevent scope disputes.

2.3 Permits and Inspections

  • Contractor is responsible for obtaining all required building permits
  • Contractor is responsible for scheduling all required inspections
  • Permit costs are: Included in contract price / Billed separately at cost
Nebraska Note: The contractor should pull all required permits. If a contractor asks the homeowner to pull the permit, verify local requirements with your city or county building department.

2.4 Plans and Specifications

  • Attached as Exhibit A (architectural / engineering plans)
  • Attached as Exhibit B (material specifications)
  • No formal plans — scope defined by Section 2.1 above
3.

Contract Price and Payment Schedule

3.1 Total Contract Price

Total Contract Price$
Sales Tax (if applicable)$
Permit Fees (if separate)$
Total Amount Due$

3.2 Payment Schedule

Nebraska Note: Nebraska has no statutory deposit cap. Limit down payments to no more than one-third (1/3) of the total contract price. Tie all progress payments to completed work milestones.
Payment Amount Trigger (Work Milestone)
Down Payment$ Upon signing (recommended: no more than 1/3)
Progress Payment 1$
Progress Payment 2$
Progress Payment 3$
Final Payment$ Completion and final inspection
Total$

3.3 Payment Terms

  • Payments are due within days of written invoice
  • Acceptable payment methods:
  • No payment shall be due for work not yet performed or materials not yet delivered to the job site
  • Final payment is due only after: (a) all work is complete, (b) final inspection is passed (if applicable), and (c) Homeowner has had reasonable opportunity to inspect
4.

Project Timeline

Estimated Start Date
Estimated Completion Date

4.1 Delays

  • Contractor shall notify Homeowner in writing within 48 hours of any event that may delay the project
  • Excusable delays include: weather, permit delays, material shortages, acts of God, government orders
  • Non-excusable delays exceeding business days entitle Homeowner to a daily credit of $
  • If the project is not substantially complete within days of the estimated completion date (excluding excusable delays), Homeowner may terminate under Section 9
5.

Change Orders

Any changes to the scope, price, or timeline of this contract must be documented in a written Change Order signed by both parties before the changed work begins.

Each Change Order shall include:

  1. Description of the changed work
  2. Addition to or deduction from the contract price
  3. Impact on the project timeline
  4. Signature of both Homeowner and Contractor

No verbal agreements will modify this contract.

6.

Materials and Workmanship

6.1 Materials

  • All materials shall be new unless otherwise specified in writing
  • Substitutions require prior written approval from Homeowner
  • Contractor warrants that all materials comply with applicable building codes

6.2 Workmanship Standards

  • All work shall be performed in a professional, workmanlike manner
  • All work shall comply with applicable Nebraska building codes and local ordinances
  • All work shall conform to the plans, specifications, and scope described in this contract
  • Contractor shall maintain a clean and safe job site

6.3 Subcontractors

  • Contractor use subcontractors (will / will not)
  • If subcontractors are used, Contractor remains fully responsible for their work, licensing, and insurance
  • All subcontractors performing work requiring a state trade license (electrical, plumbing, HVAC) must hold a valid Nebraska license
  • Homeowner may request registration or license numbers for any subcontractor working on the project
7.

Warranties

7.1 Contractor Warranty

Contractor warrants all labor and workmanship for a period of year(s) from the date of completion. During this period, Contractor shall repair or correct, at Contractor's expense, any defects in workmanship or materials furnished by Contractor.

7.2 Manufacturer Warranties

Contractor shall provide Homeowner with all manufacturer warranties for materials and equipment installed. Contractor shall ensure installations comply with manufacturer specifications to preserve warranty coverage.

7.3 Warranty Exclusions

  • Normal wear and tear
  • Damage caused by Homeowner negligence or misuse
  • Damage caused by third parties or acts of God
  • Items specifically excluded in writing
8.

Insurance and Bonding

8.1 Contractor Insurance Requirements

CoverageMinimum / Status
General Liability$
Workers' CompensationStatutory limits (required if Contractor has employees — Neb. Rev. Stat. §48-106)
Automobile Liability$
  • Contractor shall provide certificates of insurance upon request
  • Homeowner shall be named as additional insured on the general liability policy
Nebraska Note: The Contractor Registration Act does not impose a statewide surety bond requirement. Some cities (Omaha, Lincoln) may require bonds. Verify local requirements with your building department. Confirm the contractor's general liability and workers' compensation insurance are current before work begins .
9.

Termination

9.1 Homeowner's Right to Terminate

  • Homeowner may terminate this contract at any time by providing written notice
  • Homeowner shall pay for all work satisfactorily completed and materials delivered as of the termination date
  • Contractor shall provide an itemized accounting within 10 business days of termination
  • Contractor shall not charge a cancellation penalty exceeding actual costs reasonably incurred

9.2 Contractor's Right to Terminate

  • Homeowner fails to make a payment within days of written notice of default
  • Conditions at the job site make the work unsafe or illegal to continue
Nebraska Law (Neb. Rev. Stat. §§59-1701 to 59-1720 — Door-to-Door Sales Act): If this contract was solicited at the Homeowner's residence and the price is $25 or more, the Homeowner has the right to cancel by midnight of the third business day after signing. The contractor must provide a written Notice of Cancellation form. Upon cancellation, the contractor must refund all payments within 10 business days. Failure to provide the cancellation notice extends the cancellation period indefinitely.
10.

Dispute Resolution

10.1 Informal Resolution

The parties agree to attempt informal resolution by written notice. The other party shall respond in writing within 15 business days.

10.2 Mediation

If informal resolution fails, the parties agree to submit the dispute to non-binding mediation before a mutually agreed mediator. Mediation costs shall be shared equally.

Nebraska Resource: File a consumer complaint with the Nebraska Attorney General at ago.nebraska.gov.

10.3 Legal Action

If mediation fails, either party may pursue legal action in the county court of the county where the property is located. Nebraska County Court (small claims) handles claims up to $3,600. The prevailing party shall be entitled to recover reasonable attorney's fees and costs.

11.

Mechanics' Lien Notice

Nebraska Law (Neb. Rev. Stat. §§52-125 to 52-159): Nebraska allows mechanics' liens. A lien must be filed within 120 days of the last day labor was performed or materials furnished. Nebraska does not impose a mandatory preliminary notice requirement for subcontractors.

11.1 Protecting Against Mechanics' Liens

  • Request lien waivers from the contractor and all subcontractors with each progress payment
  • Request a final unconditional lien waiver upon final payment
  • Require Contractor to provide a list of all subcontractors and material suppliers at the start of the project
  • Request proof that progress payments are being forwarded to subcontractors and suppliers
12.

Additional Nebraska Requirements

12.1 NDOL Registration Statement

Contractor represents and warrants that, as of the date of this contract, Contractor is duly registered with the Nebraska Department of Labor as required by the Nebraska Contractor Registration Act (Neb. Rev. Stat. §48-2303), and holds all additional licenses and permits required by applicable local jurisdictions.

12.2 Workers' Compensation

Nebraska law (Neb. Rev. Stat. §48-106) requires employers in the construction trades with one or more employees to carry workers' compensation insurance. Verify coverage before work begins.

13.

General Provisions

  • Entire Agreement: This contract, including all exhibits and change orders, constitutes the entire agreement. No prior verbal or written representations shall be binding unless incorporated herein.
  • Severability: If any provision is found unenforceable, the remaining provisions continue in full force.
  • Governing Law: This contract shall be governed by the laws of the State of Nebraska.
  • Notice: All notices shall be in writing and delivered to the addresses in Section 1, by personal delivery, certified mail, or email with confirmed receipt.
  • Assignment: Neither party may assign this contract without prior written consent of the other party.
14.

Exhibits and Attachments

  • Exhibit A: Plans and Drawings
  • Exhibit B: Material Specifications
  • Exhibit C: Notice of Cancellation Form (if applicable)
  • Exhibit D: Contractor's NDOL Registration Printout
  • Exhibit E: Certificates of Insurance
  • Additional:

Signatures

By signing below, both parties acknowledge that they have read, understand, and agree to all terms of this contract.

Homeowner

Signature

Printed Name
Date

Homeowner (if jointly owned)

Signature

Printed Name
Date

Contractor

Signature

Printed Name
Title
NDOL Registration #
Date

Nebraska Pre-Signing Checklist

Before signing, confirm each item:

  • Verified contractor's NDOL registration is active at dol.nebraska.gov
  • Workers' compensation insurance confirmed (required for employers with 1+ employees)
  • General liability insurance certificate obtained and on file
  • Down payment limited to no more than 1/3 of contract price
  • Cancellation notice provided (if solicited at home)
  • All blank fields filled in — no blank spaces
  • Received a signed copy before work starts
  • Payment schedule tied to work milestones
  • Plans, specs, and material lists attached or described in detail

Next step

Verify your contractor's Nebraska registration

Look up NDOL registration status and trade licenses before you sign.

Nebraska License Lookup

This template was prepared by jaspector.com as an educational resource for Nebraska homeowners.

It is not legal advice. Consult a Nebraska-licensed attorney before executing any construction contract.

Template Version 1.0 — March 2026