Free Template

Maine Homeowner-Contractor Agreement

A plain-language contract template built around Maine contractor law — Home Construction Contracts Act compliance, one-third deposit cap, mechanics' lien protections, and the 3-day right to cancel.

Maine 10 MRSA §1486 v1.0 — March 2026

Instructions — not part of the agreement

How to Use This Template

This template was built by jaspector.com to help Maine homeowners protect themselves when hiring a contractor. It covers the key provisions relevant to Maine law, including Home Construction Contracts Act requirements, deposit limits, cancellation rights, and mechanics' lien protections.

Before You Start

  1. Verify the contractor's credentials. Use the Maine PFR licensee search to verify state-regulated trade licenses. See our Maine license lookup guide for step-by-step help.
  2. Download and print this document. Fill in all blank fields — do not leave any section empty.
  3. Review each Maine callout. These notes highlight state-specific legal protections. Read them carefully — they explain your rights as a homeowner.
  4. Both parties sign. You and the contractor each get a signed copy before any work starts.
  5. Consult an attorney. This template is a starting point. For large projects or complex scopes, have a Maine-licensed attorney review the agreement.

Field-by-Field Guide

  • Section 1 (Parties): Fill in legal names exactly as they appear on official documents. Include any applicable state trade license numbers (electrical, plumbing).
  • Section 2 (Scope): Be as specific as possible. "Kitchen remodel" is not enough — list materials, dimensions, finishes, and what is excluded.
  • Section 3 (Payment): Maine law caps the initial deposit at one-third (1/3) of the total contract price. Tie every payment to a completed milestone, not a calendar date.
  • Section 4 (Timeline): Get start and completion dates in writing. Fill in the delay penalties — these protect you if the contractor falls behind.
  • Section 7 (Warranties): Fill in the warranty period. One year is common; negotiate for more on major work.
  • Section 14 (Exhibits): Attach all plans, specs, and the contractor's trade license printout(s). Check each box for what you are including.

About Jaspector

Jaspector is an AI-powered property advisory service that helps homeowners navigate construction projects, verify contractors, and resolve disputes. If a dispute arises during your project, we can help you document the issue and build a resolution strategy.

Learn more at jaspector.com — or email hi@jaspector.com to get started.

The instructions above are provided by jaspector.com as an educational resource. They are not part of the agreement, do not constitute legal advice, and do not create an attorney-client or endorsement relationship.

Before You Begin: This template helps you understand what a strong Maine contractor agreement looks like. It is an educational starting point provided by jaspector.com — not a finished contract, and not legal advice. Maine law imposes specific requirements on home construction contracts. Have this document reviewed by a Maine-licensed attorney before use. Use of this template does not create an attorney-client relationship, and jaspector.com assumes no liability for any outcomes arising from its use.
1.

Parties

Homeowner (Property Owner)

Name(s)
Property Address
Mailing Address
Phone
Email

Contractor

Business Name
State Trade License #(s)
License Type(s)
Principal's Name
Business Address
Phone
Email
Workers' Comp Policy #
General Liability Policy #
Maine Note: Maine does not require a statewide general contractor license. However, electricians and plumbers must be licensed through the Department of Professional and Financial Regulation (PFR). Verify at maine.gov/pfr.
2.

Scope of Work

2.1 Project Description

Describe the work in specific, measurable detail. Include materials, methods, dimensions, and reference any plans, drawings, or specifications attached as exhibits.

2.2 Work NOT Included

Explicitly list work excluded from this contract to prevent scope disputes.

2.3 Permits and Inspections

  • Contractor is responsible for obtaining all required building permits
  • Contractor is responsible for scheduling all required inspections
  • Permit costs are: Included in contract price / Billed separately at cost
Maine Note: Building permits are administered by the local municipality. The contractor, not the homeowner, should apply for permits for licensed trade work.

2.4 Plans and Specifications

  • Attached as Exhibit A (architectural / engineering plans)
  • Attached as Exhibit B (material specifications)
  • No formal plans — scope defined by Section 2.1 above
3.

Contract Price and Payment Schedule

3.1 Total Contract Price

Total Contract Price$
Sales Tax (if applicable)$
Permit Fees (if separate)$
Total Amount Due$

3.2 Payment Schedule

Maine Law (10 MRSA §1487(6)): For residential home construction contracts, the initial deposit may not exceed one-third (1/3) of the total contract price. Demanding a deposit exceeding one-third is a violation of the Act.
Payment Amount Trigger (Work Milestone)
Deposit$ Upon signing (max 1/3 of contract price)
Progress Payment 1$
Progress Payment 2$
Progress Payment 3$
Final Payment$ Completion and final inspection
Total$

3.3 Payment Terms

  • Payments are due within days of written invoice
  • Acceptable payment methods:
  • No payment shall be due for work not yet performed or materials not yet delivered to the job site
  • Final payment is due only after: (a) all work is complete, (b) final inspection is passed (if applicable), and (c) Homeowner has had reasonable opportunity to inspect
4.

Project Timeline

Estimated Start Date
Estimated Completion Date

4.1 Delays

  • Contractor shall notify Homeowner in writing within 48 hours of any event that may delay the project
  • Excusable delays include: weather, permit delays, material shortages, acts of God, government orders
  • Non-excusable delays exceeding business days entitle Homeowner to a daily credit of $
  • If the project is not substantially complete within days of the estimated completion date (excluding excusable delays), Homeowner may terminate under Section 9
5.

Change Orders

Any changes to the scope, price, or timeline of this contract must be documented in a written Change Order signed by both parties before the changed work begins.

Each Change Order shall include:

  1. Description of the changed work
  2. Addition to or deduction from the contract price
  3. Impact on the project timeline
  4. Signature of both Homeowner and Contractor
Maine Requirement (10 MRSA §1487): All modifications to the contract must be made in writing and signed by both parties. Oral changes are not enforceable.

No verbal agreements will modify this contract.

6.

Materials and Workmanship

6.1 Materials

  • All materials shall be new unless otherwise specified in writing
  • Substitutions require prior written approval from Homeowner
  • Contractor warrants that all materials comply with applicable building codes

6.2 Workmanship Standards

  • All work shall be performed in a professional, workmanlike manner
  • All work shall comply with applicable Maine building codes and local ordinances
  • All work shall conform to the plans, specifications, and scope described in this contract
  • Contractor shall maintain a clean and safe job site

6.3 Subcontractors

  • Contractor use subcontractors (will / will not)
  • If subcontractors are used, Contractor remains fully responsible for their work, licensing, and insurance
  • All subcontractors performing work that requires a Maine trade license (electrical, plumbing) must hold a valid, current license
  • Homeowner may request license or registration numbers for any subcontractor working on the project
7.

Warranties

7.1 Contractor Warranty

Contractor warrants all labor and workmanship for a period of year(s) from the date of completion. During this period, Contractor shall repair or correct, at Contractor's expense, any defects in workmanship or materials furnished by Contractor.

Maine Statutory Warranty (10 MRSA §1487(8)): Maine law implies a warranty that all work will be performed in a workmanlike manner and in conformance with plans and specifications. This warranty cannot be waived by contract.

7.2 Manufacturer Warranties

Contractor shall provide Homeowner with all manufacturer warranties for materials and equipment installed. Contractor shall ensure installations comply with manufacturer specifications to preserve warranty coverage.

7.3 Warranty Exclusions

  • Normal wear and tear
  • Damage caused by Homeowner negligence or misuse
  • Damage caused by third parties or acts of God
  • Items specifically excluded in writing
8.

Insurance and Bonding

8.1 Contractor Insurance Requirements

CoverageMinimum / Status
General Liability$
Workers' CompensationRequired if Contractor has employees (Title 39-A)
Automobile Liability$
  • Contractor shall provide certificates of insurance upon request
  • Homeowner shall be named as additional insured on the general liability policy
Maine Note: Maine does not require a statewide contractor bond for general builders. Certain trade license holders may be required to carry bonds as part of their license.
9.

Termination

9.1 Homeowner's Right to Terminate

  • Homeowner may terminate this contract at any time by providing written notice
  • Homeowner shall pay for all work satisfactorily completed and materials delivered as of the termination date
  • Contractor shall provide an itemized accounting within 10 business days of termination
  • Contractor shall not charge a cancellation penalty exceeding actual costs reasonably incurred

9.2 Contractor's Right to Terminate

  • Homeowner fails to make a payment within days of written notice of default
  • Conditions at the job site make the work unsafe or illegal to continue
Maine Law (32 MRSA §4661 et seq.): If this contract was solicited and signed at the Homeowner's residence, the Homeowner has the right to cancel within three (3) business days of signing without penalty. The Contractor must provide a written "Notice of Right to Cancel" and two copies of a cancellation form.
10.

Dispute Resolution

10.1 Informal Resolution

The parties agree to attempt informal resolution by written notice. The other party shall respond in writing within 15 business days.

10.2 Mediation

If informal resolution fails, the parties agree to submit the dispute to non-binding mediation before a mutually agreed mediator. Mediation costs shall be shared equally.

Maine Resource: File a complaint with the Maine AG's Consumer Protection Division at maine.gov/ag/consumer or call (207) 626-8849.

10.3 Legal Action

If mediation fails, either party may pursue legal action in the county where the property is located. Maine small claims court handles disputes up to $6,000. The prevailing party shall be entitled to recover reasonable attorney's fees and costs.

11.

Mechanics' Lien Notice

Maine Law (10 MRSA §3251 et seq.): Maine allows mechanics' liens. A lien must be filed within 90 days after the last date labor or materials were furnished. Maine does not require preliminary notice — any party may file a lien without prior notice to the owner.

11.1 Protecting Against Mechanics' Liens

  • Request lien waivers from the contractor and all subcontractors with each progress payment
  • Request a final lien waiver upon final payment
  • Request a full list of all parties performing work or supplying materials at the start of the project
  • Maine does not require preliminary notices, so you may not know who has lien rights without asking
12.

Additional Maine Requirements

12.1 Home Construction Contracts Act (10 MRSA §1487)

Maine law requires that home construction contracts include the contractor's name and trade license numbers, a description of the work, the contract price and payment schedule, start and completion dates, and a statement that the deposit does not exceed one-third of the total price. All modifications must be in writing and signed by both parties.

12.2 Statutory Warranty

Under 10 MRSA §1487(8), the Act implies a warranty that all work will be performed in a workmanlike manner and in conformance with plans and specifications. This warranty cannot be waived by contract.

12.3 Licensing Disclosure

Regulated trade work must be performed by individuals licensed through the Maine PFR. Questions may be directed to: Maine PFR, 35 State House Station, Augusta, ME 04333. Phone: (207) 624-8603.

13.

General Provisions

  • Entire Agreement: This contract, including all exhibits and change orders, constitutes the entire agreement. No prior verbal or written representations shall be binding unless incorporated herein.
  • Severability: If any provision is found unenforceable, the remaining provisions continue in full force.
  • Governing Law: This contract shall be governed by the laws of the State of Maine.
  • Notice: All notices shall be in writing and delivered to the addresses in Section 1, by personal delivery, certified mail, or email with confirmed receipt.
  • Assignment: Neither party may assign this contract without prior written consent of the other party.
14.

Exhibits and Attachments

  • Exhibit A: Plans and Drawings
  • Exhibit B: Material Specifications
  • Exhibit C: Notice of Right to Cancel (if applicable)
  • Exhibit D: Trade License Printout(s)
  • Exhibit E: Certificates of Insurance
  • Additional:

Signatures

By signing below, both parties acknowledge that they have read, understand, and agree to all terms of this contract.

Homeowner

Signature

Printed Name
Date

Homeowner (if jointly owned)

Signature

Printed Name
Date

Contractor

Signature

Printed Name
Title
Trade License #(s)
Date

Maine Pre-Signing Checklist

Before signing, confirm each item:

  • Verified trade licenses (electrical, plumbing) at maine.gov/pfr
  • Contacted local code enforcement for local requirements
  • Workers' compensation status confirmed
  • Deposit does not exceed one-third (1/3) of contract price
  • Three-Day Right to Cancel notice provided (if signed at home)
  • All blank fields filled in — no blank spaces
  • Received a signed copy before work starts
  • Payment schedule tied to work milestones
  • Plans, specs, and material lists attached or described in detail

Next step

Verify your contractor's Maine credentials

Look up PFR trade license status before you sign.

Maine License Lookup

This template was prepared by jaspector.com as an educational resource for Maine homeowners.

It is not legal advice. Consult a Maine-licensed attorney before executing any construction contract.

Template Version 1.0 — March 2026