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When a permit is required
Permit triggers and exempt work for Navarro County
Public county records verified the following permit programs, but did not verify a universal county general building permit for all unincorporated construction: Lake area building permits in the Richland Chambers lakeshore zoning jurisdiction, Floodplain permits for development in floodplain-regulated areas, OSSF permits for all septic systems, including new, modified, or repaired systems, Culvert / driveway access permits on county easements and rights-of-way, Plat / subdivision approvals in the unincorporated county
Note: Because Navarro County does not publish a countywide general building-permit code program for all unincorporated construction, exemption analysis is permit-type specific rather than city-style.
- Varies by permit type; county forms reference site information, tax parcel information, subdivision details, 911 addressing materials, septic information, and floodplain or access documents as applicable.
- Building code
- No public countywide adoption of a general building code for all unincorporated areas was verified from the county materials reviewed. Verified county regulatory programs are zoning, floodplain, subdivision, access, and OSSF controls.
- Owner-builder
- No general county owner-builder rule was found in the public materials reviewed. For OSSF work, state-law licensing and exemption rules apply.
- Contractor requirements
- No county general contractor license program was publicly identified. OSSF work is tied to licensed installers under state law. The county packet warns that all septic systems must be permitted and installed by a licensed installer.
Application process
Application → plan check → issuance → inspection → final
- 01 Confirm the parcel is in unincorporated Navarro County and determine whether it is inside the county's 5,000-foot Richland Chambers lakeshore zoning jurisdiction or elsewhere in the unincorporated area.
- 02 If the project is in the lake-area zoning jurisdiction, use the county residential building permit checklist and zoning materials. If outside that area, the county's posted construction packet is tied to 911 temporary addressing plus notices about septic, culvert, and floodplain rules.
- 03 Submit any required floodplain development permit, OSSF / septic application, culvert / access permit, or plat / replat package, depending on the project.
- 04 For OSSF work, provide the required site evaluation, design, installer information, and other TCEQ-required materials.
- 05 Pay the applicable fee.
- 06 Wait for county review and approval before beginning regulated work.
Source: Navarro County Planning and Development Office; Navarro County OSSF program ↗
Fee schedule
Navarro County building permit fees
Culvert permit notes say check or money order only
Fees change periodically. Confirm at the official fee schedule ↗ before budgeting.
Required inspections
Scheduling and sequence
- Contact the Planning and Development Office or OSSF Inspector depending on permit type (in-person)
- Inspection hours
- Monday through Friday, 8:00 a.m. to 4:30 p.m., closed 12:00 to 1:00 p.m.
Typical sequence: Varies by permit type; OSSF work follows county OSSF procedures, and lake-area / floodplain / access approvals follow the applicable county program
Frequently asked
Common questions about unincorporated Navarro County permits
01 Do I need a building permit in unincorporated Navarro County, TX? ▸
02 How much does a building permit cost in unincorporated Navarro County, TX? ▸
03 How do I apply for a building permit in unincorporated Navarro County, TX? ▸
04 How do I schedule a building inspection in unincorporated Navarro County, TX? ▸
Educational reference. Permit rules and fees change — confirm current requirements directly with Navarro County Planning and Development Office; Navarro County OSSF program before applying. Jaspector is not legal advice.